Privacy Policy for HoyaHeart
This Privacy Policy governs the manner in which HoyaHeart collects, uses, maintains, and discloses information collected from users (both business owners and investors) of the HoyaHeart mobile application.
Please read the End-User License Agreement ("EULA") at the bottom of this page carefully, before using HoyaHeart.
Information Collection and Use
User-Provided Information:
HoyaHeart may collect personal information from users in various ways, including when they register on the app, fill out forms, or interact with the app's features. The information collected may include:
- - For Business Owners:
- Name, email address, contact information
- Financial data such as last year sales, last year operating cost, last year net income
- Required funding amount
- For Investors:
- Name, email address, contact information
- Investment amount
- Required Return on Investment
- lending duration, their financial policies
Automatically Collected Information:
HoyaHeart may also gather non-personal information about users whenever they interact with the app. This information may include technical details such as the type of device used, operating system, and usage statistics. This data is collected to improve the app's functionality and user experience.
Data Protection and Security
HoyaHeart takes appropriate measures to protect the personal information of its users. This includes implementing industry-standard security practices and procedures to prevent unauthorized access, disclosure, alteration, or destruction of user data.
Information Sharing
HoyaHeart may share the collected information with the following parties:
- Business Owners and Investors: HoyaHeart facilitates the connection between business owners and investors, and therefore may share relevant information between these parties to enable the purpose of the app.
- Service Providers: HoyaHeart may engage trusted third-party service providers to assist with app operations, such as hosting, data analysis, and customer support. These service providers are bound by confidentiality agreements and are
not permitted to use the information for any other purposes.
Data Retention
HoyaHeart retains user information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy. User data will be securely deleted or anonymized once it is no longer needed.
User Rights
Users have the right to access, update, or delete their personal information held by HoyaHeart. They may do so by contacting HoyaHeart's support team through the contact information provided in the app.
Reporting Policy Compliance
HoyaHeart relies on its users to ensure that this Privacy Policy is being maintained. If users become aware of any violation or misuse of their personal information or the information of others, they are encouraged to report it to HoyaHeart's support team. Prompt reporting helps us take appropriate actions to investigate and address any privacy concerns.
Changes to this Privacy Policy
HoyaHeart reserves the right to update this Privacy Policy at any time. Users are encouraged to check this page periodically for any changes. By continuing to use the app, users acknowledge and agree to the updated Privacy Policy.
Changes to Privacy Policy
We may update this Privacy Policy from time to time. If we make material changes to this Privacy Policy, we will notify you by email or by posting a notice on the Service. Your continued use of the Service after any changes to this Privacy Policy will constitute your acceptance of such changes.
Contact Us
If users have any questions or concerns regarding this Privacy Policy or the app's data practices, they can contact us at admin@hoyaheart.com or through the app's support contact.
End-User License Agreement ("EULA")
Acknowledgment
By downloading and using the App, you acknowledge that this EULA is a legal agreement between you and HoyaHeart. This agreement governs your use of the App, and it is not an agreement with any third-party platform or service provider.
Scope of License
The App is licensed, not sold, to you by HoyaHeart for use strictly in accordance with the terms of this EULA. HoyaHeart grants you a non-transferable, non-exclusive license to use the App on any Apple-branded Products you own or control and as permitted by the Usage Rules set forth in the Apple Media Services Terms and Conditions.
Maintenance and Support
You acknowledge that HoyaHeart is solely responsible for providing maintenance and support services for the App. Apple has no obligation to furnish any maintenance or support services.
Warranty
The App is provided "as is" without warranties or conditions of any kind, either express or implied.
Product Claims
You acknowledge that HoyaHeart is solely responsible for addressing any claims you may have or any third-party claims relating to the App, including product liability claims or claims that the App fails to comply with applicable legal requirements.
Intellectual Property Rights
In the event of any third-party claim that the App infringes on their intellectual property rights, you agree that HoyaHeart will be solely responsible for the investigation, defense, settlement, and discharge of any such claim.
Legal Compliance
You represent and warrant that you are not located in a country subject to a U.S. Government embargo and that you are not listed on any U.S. Government list of prohibited or restricted parties.
Contact Information
For questions, complaints, or claims regarding the App, please contact HoyaHeart at admin@hoyaheart.com.
Third-Party Agreements
You agree to comply with any applicable third-party terms of agreement while using the App.
Third-Party Beneficiary
Apple and its subsidiaries are third-party beneficiaries of this EULA, and upon your acceptance of this EULA, Apple has the right to enforce it against you as a third-party beneficiary.
By using the App, you agree to be bound by the terms and conditions of this EULA.